Privacy Policy

 

Privacy Policy - 2018

What does Blaw Knox Credit Union do with your personal information?

Why?   Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?  The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and account balances

Credit Card or other debt and employment information

Income and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?   All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Blaw Knox Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes- Does BKCU share- YES Can you limit

this sharing- NO    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.

 

For our marketing purposes- Does BKCU share-YES Can you limit this sharing-NO

              to offer our products and services to you.

 

For joint marketing purposes- Does BKCU share-Yes Can you limit this sharing- NO

 

For our affiliates’ everyday business purposes- No BKCU does not share

Information about your transactions and experiences or information about your creditworthiness

For our nonaffiliates’ to market you- No BKCU does not share

 

Questions? Call Blaw Knox Credit Union at 217-235-0698

 

 

What we do

 

How does Blaw Knox Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Blaw Knox Credit Union collect my information?

            We collect your personal information, for example, when you

                         Open an account or deposit money

                         apply for a loan or show your government-issued ID

                         show your driver’s license

            We also collect your personal information from others, such as credit bureaus,                                              affiliates, or other companies.

Why can’t I limit all sharing?

                      Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes- information about your creditworthiness

affiliates form using your information to market to you

sharing for nonaffiliates to market you

       State law and individual companies may give you additional rights to limit sharing.

 

Definitions

            Affiliates

Companies related by common ownership or control. They can be financial and       nonfinancial companies.

               Blaw Knox Credit Union has NO affiliates

            Nonaffiliates

Companies not related by common ownership for control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit ATM), financial statement publishers or printers, consumer reporting agencies, and data processors

Joint Marketing

A formal agreement between nonaffiliated financial

companies that together market financial products for services to you.

Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT              

 

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