Effective Date: September 1, 2026
Loan Rates
| Type | Term | APR* |
| Share savings, trucks, automobiles, small tractors, water crafts, amphibious vehicles, trailers, garden equipment valued over $3,000, motorcycles and ATVs. | 24-84 months | 3.50% to 15.00% |
| Unsecured Rates - Maximum amount $8,000.00 | 6-60 months | 8.00% to 15% |
Share Rates
| Shares | APR | APY |
| Main Shares | .40% | .40% |
| Extra Shares | .40% | .40% |
| Christmas Club Accounts | APR | APY |
| 6 Month CD | 1.25% | 1.26% |
| Certificates of Deposit | APR | APY |
| 6 Month CD | 3.25% | 3.29% |
| 12 Month | 3.25% | 3.29% |
| Share Draft Accounts | APR | APY |
| 6 Month CD | .25% | .25% |
